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Pencil-paper test: scribbles, imitates horizontal stroke Folds paper once Builds tower of six blocks

A normal yield is a sign of a stable interest-rate picture for the time being If the curve begins to become misshapen, there may be anticipation or expectation building in the market for changes in interest rates As the threat of interest-rate changes increases or actual short-term interest rates such as the Fed rate begin to increase, there will be changes in the yield curve Most nancial news Web sites and services produce a daily yield curve, especially on Treasury issues As short-term rates begin to rise, the curve will become more shallow, meaning that the yield is increasing on the short-term instruments in relation to the long-term secondary market instruments This change indicates a potential need for action in your portfolio in any interest-rate sensitive areas such as xed income securities Let s look at an example of a changing yield curve shown in Figure 102 In the at yield curve we can see that short-term rates are beginning to increase, which in the case of Treasuries would be T-bills or short-term T-notes The yield is beginning to balance between

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(See also Chap 21) The subject of intellectual endowment and the development and testing of intelligence have already been touched upon in Chap 21 There, it was pointed out that although intelligence is modi able by training, practice, and schooling, it is much more a matter of native endowment Intelligent parents tend to beget intelligent children, and unintelligent parents, unintelligent children; this seems to be not simply a question of environment and providing the stimulus to learn It is evident early in life that some individuals have a superior intelligence; they clearly maintain this superiority all through life, and the opposite pertains in others Much of the uncertainty about the relative in uence of heredity and environment relates to our imprecise views of what constitutes intelligence We view intelligence as a general mental capability, embracing a number of primary abilities: the capacity to comprehend complex ideas, learn from experience, think abstractly, reason, plan, draw analogies, and solve problems Thus intelligence includes a multiplicity of abilities, which probably

accounts for a lack of consensus about its mechanism(s) Kurt Goldstein argued that intelligence is a unitary mental capacity, impairment of which gives rise to a fundamental disorder (Grundsto rung) a loss of abstract attitude By this he meant an incapacity to deal with objects at a conceptual level and an undue tendency to respond to their immediate, concrete attributes Everyday experience, however, teaches us that it is not always abstract tasks that suffer most when intelligence is impaired Indeed, as Zangwill has pointed out, even abstraction may not be a unitary function Other theoreticians, like Carl Spearman, believed that intelligence comprises a general (g), or core, factor and a series of special (s) factors In contrast, Thurstone conceived of intelligence as a mosaic of special factors such as drive and curiosity, verbal and arithmetic ability, memory, capacity for abstract thinking, practical skills in manipulating objects, geographic or spatial sense, and athletic and musical ability each of which appears to be genetically determined These and other theories concerning intellectual development in the child, such as those of Eysenck and of Gardner and particularly those of Piaget, have been considered in Chap 21, which should be read as an extension of this section

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the neurologic symptoms begin The illness evolves over several days, sometimes a single day or on the other extreme, over one to 2 weeks Despite the term transverse myelitis, fewer than half of cases demonstrate a transverse involvement of the cord; more often there is an incomplete corticospinal and spinothalamic syndrome affecting one side more than the other As discussed later, after only a single episode, it is dif cult to distinguish this myelitis from the rst attack of MS Almost invariably the CSF contains lymphocytes and other mononuclear cells in the range of 10 to 100 per cubic millimeter (sometimes higher), with slightly raised protein and normal glucose content There may be only 3 or 4 cells per cubic millimeter, or none, making the in ammatory aspect less clear Oligoclonal bands are usually absent In most instances that have come under our care, the MRI has shown some degree of T2 signal abnormalities and slight gadolinium enhancement extending over two or three spinal segments The cord may be swollen in these regions (Fig 44-4), however, several of our patients with mild and partial myelitis have had normal MRI studies Clinical variants of this syndrome are frequent in our experience; including: an almost pure paresthetic illness with posterior column dysfunction and the converse; a symmetrical paraparesis with analgesia below a level on the trunk but without involvement of deep sensation (a syndrome usually associated with infarction in the territory of the anterior spinal artery); a syndrome of variable sensory loss involving the leg and groin on one side or both; a purely lumbosacral or sacral myelopathy (conus syndrome with saddle analgesia and sphincter disturbances); and a partial BrownSequard syndrome